AVOIDING AN UNDERWATER MORTGAGE: 7 TIPS FOR REAL ESTATE INVESTORS

MANAR GHANNAM | June 3, 2019

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Investing in a property is a highly leveraged investment. If you buy securities, for example, you can only borrow 50% of their value. On the other hand, if you buy a rental property, you can borrow 80-97% of its value.  However, with high leverage comes high risk. One weakness of the standard mortgage in the US is the risk that your equity in investment property will decline due to unforeseen circumstances. Higher equity means that the smallest decline in value will negatively affect your equity and add to your debt. This situation is referred to as “going underwater on a mortgage” which could negatively alter your investment property financing.

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OTHER ARTICLES

4 SEO Tips to Improve Your Real Estate Website Ranking

Article | March 17, 2020

More and more marketers believe that SEO is dead. So much so that 210 people search “is SEO dead” every day. But we do not subscribe to this mentality. 93% of all online experiences begin with a search. And why shouldn’t they? The internet is full of useful information. So there’s no reason that your website shouldn’t be at the top of the search results. But as the enormous amount of content being published daily continues to grow, it has become harder and harder to rank on search engines. Google’s algorithm to rank websites is constantly changing. And for good reason — people are changing, too. As the needs of users evolve, so does Google’s need to stay ahead of the curve. As the leading search engine in the world, Google’s primary focus is delivering the most accurate information to meet user’s searches. So how do you improve real estate website ranking? In other words, how do you get your real estate website, and more importantly, your properties, to the top of the search results page? How do you deliver accurate, informative content that Google deems worthy? Here are four tips to help boost your SEO ranking.

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TOP TECH TRENDS TRANSFORMING THE REAL ESTATE INDUSTRY

Article | February 11, 2020

Real estate mobile apps and agent websites are becoming more and more popular as a means of searching for the right property, so those who are professionally engaged in this field and planning to expand their business should, in the first place, understand the market and look out for the latest real estate mobile app tech trends. Such awareness will allow you to make informed decisions embarking thus on the journey of lasting business promotion and development.

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Using Spatial Data to Make Commercial Real Estate Decisions

Article | February 13, 2020

DFW has record low unemployment rates of 2.9 percent as of December 2019. The workforce gap between retiring baby boomers and up-and-coming workers is causing a labor shortage and skill gap. Large tech companies are offering aggressive compensation packages to beat out the competition. And never mind your corporate culture, workplace strategy, and proximity to hip coffee shops. These are real challenges for business leaders that require data to make the right decision for their organization. Solutions are out there, but you need a fresh perspective using data. There are hundreds of factors to consider, such as education levels, local workforce skills, or market sustainability, but let’s focus on age for now — specifically, the demographic age group of 20 to 34.

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Real Estate Investing and Financial Literacy

Article | March 2, 2020

Taking financial literacy into consideration will assist in forming a clear understanding of personal finance, how to plan for the future, and to achieve one’s financial goals. While such knowledge could be conveyed in high school, or earlier, it seldom is. For those who wish to invest in real estate, being financially literate is crucial in being a successful investor. This often results in leaving people who lack the necasarry knowledge with the belief that they are incapable of qualifying for a home loan. The key is gaining an education in real estate. A homebuyer or investor who skips doing their homework can end up facing a costly situation that can result in further financial hardship. However, real estate is an industry that’s regulated by an extensive set of laws and ordinances so it’s better to start small and focus on a particular niche in order to avoid becoming overwhelmed.

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