Mortgage Debt-to-GDP Ratio Stabilizing, Will Housing to Shift to Higher Gear?

| December 14, 2016

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One glance at the below historical graph of the ratio of total home mortgage debt-to-GDP paints a history of housing’s long-run ascent, in terms of its share of the total economy. From 1951-2009, mortgage debt’s share of total GDP experienced frequent growth, interspersed with a few periods of flattening or decline.The rapid appreciation in home prices throughout the 2000s, culminating in the housing bubble peak and resultant bust in 2009, is illustrated by mortgage debt-to-GDP’s run-up to a peak of 0.73 in the first quarter of 2009. The ratio has been on a steep decline ever since the bubble burst, but the decline has been slowing down in recent quarters and the ratio measured 0.52 in the first quarter of 2016, even with its prior quarter level. This suggests the ratio is finally flattening out and decline may be in the rearview mirror.

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Vision Real Estate is one of the top retail leasing and property management firms in Middle Tennessee. We currently lease and manage more than 60 shopping centers within a 250 mile radius. We specialize in leasing, brokerage, tenant representation and retail property management services.

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The Four Pillars of Real Estate Investing

Article | March 11, 2020

When it comes to investment strategy, why is it that real estate is consistently the preferred investment method of Americans? The reality is that the benefits of investing in real estate far exceed the obvious expectations. When responsible real estate investors commit to thorough due diligence, there are very few strategies with a more powerful impact when it comes to generating wealth. The scope of this discussion will be long-term buy-and-hold strategies rather than some of the more short-term types of real estate investment. These investments are more suited to beginners because there is a lower knowledge barrier to overcome and it is optimal for providing benefits that compound over time. These factors together form a potent combination for generating wealth and ultimately accelerating your path to financial independence. So, what makes real estate so powerful? Real estate is far more versatile an asset than it seems on the surface. Your average person understands that buying a home is a wise move simply because its value is very likely to appreciate over time. While this may be true in many cases, it’s only one very small piece of the puzzle. In fact, there are four main pillars of wealth generation that make real estate such an appealing asset class.

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Revitalizing Multifamily Communities with Impactful Resident Services

Article | September 15, 2021

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How Technology Is Enabling the Real Estate Process

Article | April 8, 2020

Almost everything right now is shifting to a virtual format. One of the big changes we’re adapting to is the revisions to the common real estate transaction, which all vary by state and locality. Technology, however, is making it possible for many of us to continue on the quest for homeownership, an essential need for all. Here’s a look at some of the elements of the process that are changing (at least in the near-term), due to stay-at-home orders and social distancing, and what you may need to know about each one if you’re thinking of buying or selling a home sooner rather than later.

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Article | February 26, 2020

A CRM is a Customer Relationship Management system, a software program that helps you run your business. A CRM is particularly helpful for sales professionals who are constantly chasing down leads. If you’re in real estate, your CRM will be involved in all aspects of your business. You can set it up to track and manage leads, schedule reminders, send out drip campaigns, book and manage showings and other appointments, upload contracts and so much more. Real estate professionals need to effectively manage each stage of the client lifecycle if they want to consistently close deals and grow their business. A great real estate CRM will help you manage it all.

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Spotlight

Vision Real Estate, LLC

Vision Real Estate is one of the top retail leasing and property management firms in Middle Tennessee. We currently lease and manage more than 60 shopping centers within a 250 mile radius. We specialize in leasing, brokerage, tenant representation and retail property management services.

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