Financing Home Ownership: Origins and Evolution of Mortgage Securitization Public Policy, Financial Innovations and Crises

The Government Home Loan Mortgage Corporation (now known as “Ginnie Mae”) was created in
1968 to securitize FHA and VA loans. The Federal Home Loan Mortgage Corporation (now
known as “Freddie Mac”) was created in 1970 to help savings and loans association by
providing a secondary market for conventional mortgage loans.

Spotlight

Henkels & McCoy, Inc

Henkels & McCoy, Inc., (H&M) is a leading utility construction firm providing critical infrastructure for the power, oil & gas pipeline, gas distribution, and communications markets throughout North America. Founded in 1923, H&M adapts 90+ years of experience to the dynamic and evolving infrastructure needs of today. H&M consistently ranks in the top 10 of Engineering News-Record's Specialty Contractors and has been recognized with an E.I. DuPont Safety Excellence Award. H&M is also a founding member of the ET&D Partnership, a formal collaboration of industry stakeholders working to improve safety for workers in the electric line construction industry.

OTHER WHITEPAPERS
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THE TOKENIZATION OF REAL ESTATE

whitePaper | February 20, 2022

Real Estate as an investment has throughout history proven to be one of the strongest performing asset classes. As the largest asset class in the world with a combined estimated value of over $228 trillion, investing in Real Estate has many advantages over investing in stocks, bonds or mutual funds. The most notable benefits of investing in Real Estate and Real Estate-based financial products typically include: a predictable cash flow and ability to generate passive income, an improvable asset with the ability to appreciate in value, and an array of benefits surrounding leverage capabilities and tax advantages.

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How to achieve Touchless Lending for mortgage industry

whitePaper | November 30, 2022

Touchless Lending™ is a reality today for many consumer loan products, including auto, student, and personal loans, but is not for the $4 trillion mortgage origination market1 . Achieving Touchless Lending™ for mortgage is now more important than ever before. Home refinancings and purchases have experienced a significant uplift in activity, and mortgage providers are scrambling to keep up. This has resulted in numerous industry-wide challenges, most notably a shortage in availability of underwriter talent.

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The state of the workplace

whitePaper | March 23, 2022

It’s hard to overstate the transformation that work has undergone during the pandemic. While some progressive organizations had implemented remote work policies previously, the vast majority of professional employees were in a routine of traditional commuting and in-office working, and found their lives and schedules upturned in 2020.

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8 Trends That Will Shape Real Estate And Facility Management By 2027

whitePaper | July 1, 2022

The advancing field of technology continues to drive development in the world of real estate and facility management. Over the years, it has yielded a plethora of advantages for managers in this sector. It can help predict potential issues, reduce administrative work, assist organisations in complying with industry standards, and generally make buildings better places for people to spend their time.

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Clear and Independent Institutional Investment Analysis

whitePaper | May 11, 2022

We provide institutional investors, including pension funds, insurance companies and consultants, with data and analysis to assess, research and report on their investments. We are committed to fostering and nurturing strong, productive relationships across the institutional investment sector and are continually innovating new solutions to meet the industry’s complex needs. We enable institutional investors, including pension funds, insurance companies and consultants, to conduct rigorous, evidence-based assessments of more than 5,000 investment products offered by over 700 asset managers. Additionally, our software solutions enable insurance companies to produce consistent accounting, regulatory and audit-ready reports.

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Innovation in the inventory era – digital transformation of the real estate industry in the Greater Bay Area

whitePaper | September 8, 2022

Prop-tech has become the main driving force for the latest real estate industry revolution and enterprise transformation. It has garnered significant interest as the real estate industry enters the era of inventory management. Under the dual pressures of China’s tightening housing policy and rising operation costs, real estate enterprises must break new ground for growth, entailing new approaches in management and operation. Meanwhile, demands from epidemic control, remote work and the overall trends in data integration have catalysed the rapid growth of prop-tech. This “new normal” has given the impetus for enterprises to undergo digital transformation.

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Spotlight

Henkels & McCoy, Inc

Henkels & McCoy, Inc., (H&M) is a leading utility construction firm providing critical infrastructure for the power, oil & gas pipeline, gas distribution, and communications markets throughout North America. Founded in 1923, H&M adapts 90+ years of experience to the dynamic and evolving infrastructure needs of today. H&M consistently ranks in the top 10 of Engineering News-Record's Specialty Contractors and has been recognized with an E.I. DuPont Safety Excellence Award. H&M is also a founding member of the ET&D Partnership, a formal collaboration of industry stakeholders working to improve safety for workers in the electric line construction industry.

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