Mortgage Lenders, REALTORS® and RESPA

While it may be hard to just say “no” to the freebies that mortgage lenders sometimes offer REALTORS® for the referral of loan business, just saying “no” is clearly the best way to avoid running afoul of the Real Estate Settlement and
Procedures Act (“RESPA”).

Spotlight

AMASIA Consulting

Over the past decade, individual investors in Asia have played an increasingly influential role in the residential real estate market all around the globe, especially in Australia, the United Kingdom, Canada, and more recently, the United States. Though the buying motives of these investors vary between countries, commonalities remain. They include asset diversification, their children’s education, currency hedging, family & friends abroad, quality of life, and even concerns about air pollution. These are the modern drivers of growing overseas property sales in Asia.

OTHER WHITEPAPERS
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THE TOKENIZATION OF REAL ESTATE

whitePaper | February 20, 2022

Real Estate as an investment has throughout history proven to be one of the strongest performing asset classes. As the largest asset class in the world with a combined estimated value of over $228 trillion, investing in Real Estate has many advantages over investing in stocks, bonds or mutual funds. The most notable benefits of investing in Real Estate and Real Estate-based financial products typically include: a predictable cash flow and ability to generate passive income, an improvable asset with the ability to appreciate in value, and an array of benefits surrounding leverage capabilities and tax advantages.

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Digitally connecting the housing industry ecosystem

whitePaper | July 13, 2022

The post-pandemic phase has brought interesting challenges to the housing industry. During the pandemic, the industry enjoyed a high demand environment, low interest rates, and Fed-sponsored forbearance programs.

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Revolutionizing the Global Real Estate market

whitePaper | May 23, 2022

Due to lesser volatility and better returns, the real-estate industry has been a consistently favored asset class among investors. Driven by the myriad of benefits associated with property investments. The demand for international real-estate has also seen an upsurge. Just in the past seven years, the total sales value of international real estate assets has increased from $70 billion to $370 billion. Among all the nations. The countries in Asia-Pacific have shown a steady increase in capital outflow into international property investments. Among all the countries, the individual and corporate investors from China alone have spent an estimated $150 billion in real estate overseas in 2017. However, such overseas transactions are riddled with many challenges, including the lack of direct access to a suitable foreign bank and inhibiting government restrictions on transactions. Even when cross-border remittances are made, there is the obstacle of increased transaction costs and delay in receiving payments.

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How to achieve Touchless Lending for mortgage industry

whitePaper | November 30, 2022

Touchless Lending™ is a reality today for many consumer loan products, including auto, student, and personal loans, but is not for the $4 trillion mortgage origination market1 . Achieving Touchless Lending™ for mortgage is now more important than ever before. Home refinancings and purchases have experienced a significant uplift in activity, and mortgage providers are scrambling to keep up. This has resulted in numerous industry-wide challenges, most notably a shortage in availability of underwriter talent.

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The Current State of Disruptive Construction Technologies

whitePaper | November 16, 2021

Construction technology has been relatively stagnant for many decades compared to other, equally crucial sectors. However, the current moment shows evidence for both progress in existing approaches.

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Green Real Estate Investment

whitePaper | July 11, 2022

Few trends are as influential across industries as the growing need for sustainability. In this scenario, green buildings also assume an important role for investors. With buildings accounting for the largest share of the energy efficiency market, green buildings represent a global investment opportunity. According to the United Nations (UN), by 2050, about 68% of humanity will live in cities, which account for only 3% of the Earth's surface and consume 78% of energy and produce 60% of greenhouse gas emissions.

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Spotlight

AMASIA Consulting

Over the past decade, individual investors in Asia have played an increasingly influential role in the residential real estate market all around the globe, especially in Australia, the United Kingdom, Canada, and more recently, the United States. Though the buying motives of these investors vary between countries, commonalities remain. They include asset diversification, their children’s education, currency hedging, family & friends abroad, quality of life, and even concerns about air pollution. These are the modern drivers of growing overseas property sales in Asia.

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